12-02-2021 | RO-AR Briefing (ßeta)by Chris Warburton12 February 2021Headlines : -> Average credit card balances missing two or more payments increase – Credit Connect -> Lenders warned to prepare for credit applications surge – Credit Connect -> How to Stop Overthinking Everything -> WFH Is Corroding Our Trust in Each Other -> Firm footing – British business is in surprisingly good shape | Britain -> ‘If you switch off, people think you’re lazy’: demands grow for a right to disconnect from work | World news -> Royal Mail delivers record parcel numbers but fewer letters during pandemic | Royal Mail -> Slow rollout of Covid vaccines in Europe delaying rebound in oil demand – IEA | Oil -> ‘Safety is very lax’: staff tell of being forced into the office during lockdown | World news -> Klarna introduces bank accounts in Germany as it moves closer to building a financial ‘super app’ -> Consumer car finance new business volumes fell by 12% in December 2020 -> Second charge mortgage new business volumes fell by 26% in December 2020