18-12-2020 | RO-AR Briefing (ßeta)by Chris Warburton18 December 2020Headlines : -> Debit and credit card spending fell by 4.2% in September – Credit Connect -> Water retailers urged to avoid debt recovery action – Credit Connect -> Insolvency numbers show the levels of debt people are facing is catching up with them – CCR -> StepChange clients explain in their own words what being in debt in the pandemic feels like – CCR -> Webio ranked 2nd in Deloitte Technology Fast 50 Awards 2020 – CCR -> The Creator Economy Needs a Middle Class -> Use OKRs to Set Goals for Teams, Not Individuals -> Panned – What if a gold standard were still in use? | Finance & economics -> Trade – Will Brexit cause disruption in Britain’s ports? | Britain -> No-deal Brexit would hit pound sterling, warns Bank of England -> Bank of England keeps interest rates on hold at 0.1% | Business -> The Boring (and Vastly Underrated) Art of Planning