DEMSA Column: Debt advice demand / Cyber resilience / Economic Abuse / AI governance / Collaborations / Appointments / Survey / Events

In today’s bulletin:

General update ICO response to the Cyber Security and Resilience Bill Does your vulnerability policy include Economic Abuse? AI governance in 2026 Collaborations & Appointments Events

General update Money & Credit - November 2025 - the latest Bank of England figures were published on 5/1/2026

Net borrowing of consumer credit by individuals increased to £2.1 billion in November 2025 from £1.7 billion in October. This included net borrowing on credit cards of £1 billion, up from £0.7 billion in October. Net borrowing through other forms of consumer credit (such as car dealership finance and personal loans) slightly increased in November, to £1.1 billion from £1 billion. The annual growth rate for all consumer credit rose to 8.1% in November, from 7.5% in the previous month. Over the same period, the annual growth rate for credit card borrowing increased to 12.1% from 10.9%, the highest since January 2024 (12.5%), while the annual growth rate for other for...

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