DEMSA update: Breathing Space / DPP / Building a better DMP / IVA decline / AI / Training / Events

In today’s bulletin

General updateOpen letter from the Gambling CommissionThe future role of Breathing Space in England & WalesReducing IVA volumes – is there a ‘root cause’?Personal debt remedies in Scotland - what can we learn South of the border?Focus on AI/MLSafeguarding your insolvency practice against cyberattack and ransomware threatsCollaborationsDuty training events

General update

Following this week’s inflation figures, financial markets currently expect the Bank of England will raise interest rates to 6% by the end of the year. According to ONS, UK inflation has fallen to 6.8%, its lowest level since before Russia’s invasion of Ukraine. This is the lowest reading since February 2022. Retail sales volumes fell 3.2% annually in July 2023.

Interestingly, we covered a piece from Helen Pettifer on English/Welsh not first language a few weeks ago. This has been covered by ONS. In 2021, 91.1% (52.6m) aged 3 years and over, had English (English or Welsh in Wales) as...

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