DEMSA update: Interest rates / inflation /council tax / consumer duty / vulnerability / training / events

Key Summary Points:
This week, key insights on the recent interest rate increase, debt challenges, council tax collections, loan shark activity, and collaborative solutions. The Bank of England's decision to raise the interest rate affects mortgage holders and the overall economy. The Financial Conduct Authority (FCA) is implementing new policies to support borrowers in financial difficulty and enhance consumer understanding. While council tax collections have improved, significant outstanding amounts remain. Debt collectors face challenges in managing arrears and require sustainable solutions. Collaboration between organizations plays a crucial role in empowering individuals and communities in financial management. Vigilance against loan shark activity is essential, and industry events provide valuable platforms for discussions on collections technology and vulnerability.
Key Points:

The Bank of England has raised the interest rate by 0.5% to 5%, impacting mortgage holders and the ov...

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