KEY THEMES+ ¦ DEMSA Summary

What you need to know this week

UK economy grew by 0.1% in November 2024, but retail sales dropped 0.3% in December.
ICAEW reports significant decline in business confidence, suggesting stagflation risks.
FCA launched initiatives on AI and digital innovation, promoting safe AI usage in financial services.
FSCS proposed a £103.6m management expenses budget for FY 2025/26, with consultation ongoing.
Citizens Advice reported concerns over inappropriate IVA placements due to poor debt advice.
Ofwat consultation on Priority Service Registers (PSR) closed; standards to be finalised by March 2025.
Fair4All Finance and My Community Bank launched a £50m debt consolidation pilot scheme.
The FCA responded to the government on its economic growth strategy, focusing on regulatory simplification.
DORA came into effect on 17 January 2025, impacting operational resilience in financial services.
FCA operational resilience rules take effect by 31 March 2025.
"Plain Numbers" event on consumer understand...

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