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Podcast Link: Talking Credit Unions
In this podcast update from the Swoboda Research Center, Paul Jones and Nick Money discuss their ongoing projects related to credit unions and the evolving landscape of the industry. They delve into topics such as lending strategies, sustainability, governance, and the importance of collaboration among credit unions. Here are the key points and takeaways:
Key Points and Ideas
The Irish government is set to relax the cap on interest rates that credit unions can charge on loans, leading to potential opportunities in the small value loans market.
Revolving credit is being explored in both Ireland and the UK, offering members easier access to credit without prolonged wait times.
Credit unions are actively researching family loans, particularly those tied to child benefit payments.
Sustainability is a vital consideration for credit unions, and they can play a role in supporting their communities' transit...
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