An overview and explainer of the consumer proposal debt solution in Canada.
Includes an explainer of the process and comparison with the IVA process in the UK.
Contents
- Overview of Debt Advice Solutions in Canada
- Key Debt Relief Options
- Drill down on Consumer Proposals in Canada
- Comparison with UK Individual Voluntary Arrangements
- Requirements for a Consumer Proposal in Canada
- Assessment of Affordability
- Proposal voting and Court Approval
- What is typically included within a proposal
- Payment plan failures
- Regulation
- Regulatory Conflicts and Harmonization
- Licensing Insolvency Trustee licensing
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