DEMSA Column: Joint RPB statement / IVA video / Insolvency stats / Compliance insight / AI / Collaborations / Events

In today’s bulletin:

General update
Joint RPB interim guidance on the handling of car finance claims
Personal insolvency statistics – August 2025
Turning compliance into competitive advantage
Collaborations
Events  

General update
UK interest rates have been held at 4% as the Bank of England governor warned "we're not out of the woods yet" in terms of rising inflation. At its meeting ending on 17 September 2025, the MPC voted by a majority of 7–2 to maintain the Bank Rate at 4%. This comes as UK government borrowing in August 2025 hit the highest level for the month in 5 years, adding to the pressure on the chancellor ahead of the Budget. Borrowing was £18 billion in August 2025 according to the Office for National Statistics (ONS).
Link: https://www.bankofengland.co.uk/monetary-policy-summary-and-minutes/2025/september-2025
A cyber-attack has caused delays at Heathrow and other European airports today. The airport warned of possible delays due to a "technical issue" affecting ...

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