Demsa

In today’s bulletin: General update Breathing Space compliance reminders sent to creditors 22% rise in households on water social tariffs Debt Buyer, Debt Manager and BPO event at the Lowry on 4/12/2025 FCA review of 'Credit Score builder' products Collaborations & Appointments Events   General update Economists are speculating what will happen in the Budget if income tax rates are not rising. Chancellor Rachel Reeves has (at the time of writing) decided not to raise income tax rates when she… Read more

In today’s bulletin: General update Strengthening financial capability and inclusion for all Financial inclusion strategy MAT updates support guide for disabled and vulnerable consumers Water sector insights IPA conference – 6 November 2025 Collaborations & Appointments Events   General update The Bank of England has held interest rates at 4%. At its meeting ending on 5 November 2025, the Monetary Policy Committee voted by a majority of 5–4 to maintain Bank Rate at 4%. Four members voted to reduce Bank… Read more

In today’s bulletin: General update Ofgem Debt Relief Scheme Supporting firms with the Consumer Duty Awaab's Law took effect on 27 October 2025 - Damp & Mold Debt Buyer, Debt Manager and BPO event at the Lowry on 4/12/2025 It’s time to act – Cyber-security Collaborations Events   General update The Chancellor will deliver her second Budget to Parliament on 26 November 2025. Credit scores to include rental payments - Experian Experian said it was overhauling its scoring system to… Read more

In today’s bulletin: General update FCA review of Fair Value Assessments (FVAs) Debt Buyer, Debt Manager and BPO event at the Lowry on 4/12/2025 Individual insolvency statistics – September 2025 Collaborations Events   General update Energy Secretary Ed Miliband says he stands by his pledge to reduce energy bills by £300 by 2030, after bills went up by 2% for millions across the UK under Ofgem's latest price cap. He was quizzed on the Sunday with Laura Kuenssberg programme this… Read more

In today’s bulletin: General update FCA Consumer Duty requirements review National Debtline and Business Debtline help more people than ever before as cost-of-living pressures continue AI in collections and debt resolution  Appointments – Denise Crossley at Data on Demand Collaborations Events   General update In Liverpool Rachel Reeves seemed to be floating a pre-emptive argument ahead of possible tax rises in her November 2025 Budget. In other news, in the first dataset of its kind, the ONS has looked at… Read more

In today’s bulletin: General update Autumn 2025 Enforcement News - 'Tell Us Once' Reminder: Joint FCA/FOS redress consultation closes on 8 October 2025 Customer service in the age of AI Appointments Collaborations Events   General update The Organisation for Economic Co-operation and Development (OECD) raised its prediction for UK inflation to 3.5% across 2025, citing higher food costs as a factor. The latest monthly UK inflation figures showed the rate stood at 3.8% in August 2025, driven by rising food… Read more