Opinion | Chris-Warburton.com

It has been that final long weekend of the summer, and the weather has been glorious. Having the extra day really does make all the difference – I even managed to put pen to paper, helped along by a great conversation with Paul Jozefak this week on all things AI (thanks, Paul!). It has been a while since my last note, and I’ve been reflecting on just why this is. Writing is something that I enjoyed after all, yet over… Read more

For many of us, there is a lull between Christmas and New Year. It may not have the festivities of the holidays themselves, but equally, there’s none of the pressure. The equivalent of the Thursday night out vs the party on a Saturday. Of course, if you work in travel, retail, or hospitality, it’s still a busy time (no doubt there is some similar joy in the low season!), healthcare too, but for many industries, it’s fairly quiet. In many… Read more

This week I was at the annual CSA conference, held this year at St George’s Park in Burton, Derbyshire. An interesting agenda and discussion of course… albeit with a slightly disturbing update on the economic outlook for the UK. It sent me into a bit of a spin over dinner… for which I must apologise to my fellow dinner guests… I am sure it will be fine 🙂 … honestly. These things also come with a bit of political analysis… Read more

So that is it, a General Election has been called in the UK. Ahead of us we now have 6 weeks of campaign, wall-to-wall TV coverage, lots of promises and being told how things will be so much better if only we vote a certain way on July 4th. Whatever your political views, we now know one thing that will not happen in the next few weeks… that is much progress on regulation or related matters. We have entered a… Read more

With the year winding down, in contrast, I have been finding that everything activity-wise has been winding up… getting busier rather than slowing down. This has meant a fair bit of rushing around, setting and meeting deadlines and of course not getting the time to reflect and write quite so much.  My regular blog posts have been pushed into a mini hiatus! Jingle Bells And, its not just me, everyone I speak to seems the same. It’s a very familiar… Read more

Last week, I had the pleasure of chairing the Credit Connect Technology Think Tank, where we all gathered in Manchester to discuss the latest themes across Risk Operations, Credit, Collections, and Recoveries. It was an interesting and lively discussion with a couple of key themes emerging. Gradually Rising Arrears It feels like we have all been waiting and predicting a rise in arrears levels over the last five years. As discussed over dinner, in some ways, it is our job… Read more