Opinion | Chris-Warburton.com

For many of us, there is a lull between Christmas and New Year. It may not have the festivities of the holidays themselves, but equally, there’s none of the pressure. The equivalent of the Thursday night out vs the party on a Saturday. Of course, if you work in travel, retail, or hospitality, it’s still a busy time (no doubt there is some similar joy in the low season!), healthcare too, but for many industries, it’s fairly quiet. In many… Read more

This week I was at the annual CSA conference, held this year at St George’s Park in Burton, Derbyshire. An interesting agenda and discussion of course… albeit with a slightly disturbing update on the economic outlook for the UK. It sent me into a bit of a spin over dinner… for which I must apologise to my fellow dinner guests… I am sure it will be fine 🙂 … honestly. These things also come with a bit of political analysis… Read more

So that is it, a General Election has been called in the UK. Ahead of us we now have 6 weeks of campaign, wall-to-wall TV coverage, lots of promises and being told how things will be so much better if only we vote a certain way on July 4th. Whatever your political views, we now know one thing that will not happen in the next few weeks… that is much progress on regulation or related matters. We have entered a… Read more

With the year winding down, in contrast, I have been finding that everything activity-wise has been winding up… getting busier rather than slowing down. This has meant a fair bit of rushing around, setting and meeting deadlines and of course not getting the time to reflect and write quite so much.  My regular blog posts have been pushed into a mini hiatus! Jingle Bells And, its not just me, everyone I speak to seems the same. It’s a very familiar… Read more

Last week, I had the pleasure of chairing the Credit Connect Technology Think Tank, where we all gathered in Manchester to discuss the latest themes across Risk Operations, Credit, Collections, and Recoveries. It was an interesting and lively discussion with a couple of key themes emerging. Gradually Rising Arrears It feels like we have all been waiting and predicting a rise in arrears levels over the last five years. As discussed over dinner, in some ways, it is our job… Read more

Travel has a way of broadening perspectives and this week I have been in Canada again, at the RMA conference in Niagara Falls, where I have been generally eating too many burgers, drinking too much coffee and wondering where the vegetables have gone from my diet… all this in addition to chatting about the Canadian economic landscape and what people think will happen in the new year. Of course, some things are different but what was surprising was just how… Read more