Demsa

In today’s bulletin: General update Budget 2025 StepChange debt statistics – October 2025 Ofgem Debt Relief Scheme – Data sharing Personal Insolvency Reform (PIR) Collaborations Events   General update We come out of Budget 2025 week with headlines like ‘Minister defends 'pragmatic' U-turn on workers' rights’. Downing Street has also denied that the Chancellor misled the public about the state of the public finances ahead of the Budget. An interesting presentation from UK Finance on Economic Abuse on Tuesday in… Read more

In today’s bulletin: General update Credit Connect 2025 Personal insolvency stats – October 2025 Collaborations & Appointments Events   General update The BBC headline is ‘Fear and scepticism as Reeves prepares for her big Budget moment’. This doesn’t bode well. On 26 November 2025, the Chancellor, Rachel Reeves, will deliver the 2025 Autumn Budget. The Chancellor says the Budget will “deliver on the priorities of the British people: Cutting NHS waiting lists, cutting the national debt and cutting the cost… Read more

In today’s bulletin: General update Breathing Space compliance reminders sent to creditors 22% rise in households on water social tariffs Debt Buyer, Debt Manager and BPO event at the Lowry on 4/12/2025 FCA review of 'Credit Score builder' products Collaborations & Appointments Events   General update Economists are speculating what will happen in the Budget if income tax rates are not rising. Chancellor Rachel Reeves has (at the time of writing) decided not to raise income tax rates when she… Read more

In today’s bulletin: General update Strengthening financial capability and inclusion for all Financial inclusion strategy MAT updates support guide for disabled and vulnerable consumers Water sector insights IPA conference – 6 November 2025 Collaborations & Appointments Events   General update The Bank of England has held interest rates at 4%. At its meeting ending on 5 November 2025, the Monetary Policy Committee voted by a majority of 5–4 to maintain Bank Rate at 4%. Four members voted to reduce Bank… Read more

In today’s bulletin: General update Ofgem Debt Relief Scheme Supporting firms with the Consumer Duty Awaab's Law took effect on 27 October 2025 - Damp & Mold Debt Buyer, Debt Manager and BPO event at the Lowry on 4/12/2025 It’s time to act – Cyber-security Collaborations Events   General update The Chancellor will deliver her second Budget to Parliament on 26 November 2025. Credit scores to include rental payments - Experian Experian said it was overhauling its scoring system to… Read more

In today’s bulletin: General update FCA review of Fair Value Assessments (FVAs) Debt Buyer, Debt Manager and BPO event at the Lowry on 4/12/2025 Individual insolvency statistics – September 2025 Collaborations Events   General update Energy Secretary Ed Miliband says he stands by his pledge to reduce energy bills by £300 by 2030, after bills went up by 2% for millions across the UK under Ofgem's latest price cap. He was quizzed on the Sunday with Laura Kuenssberg programme this… Read more