ROAR Insights.

Insights ¦ Closing the fuel poverty gap: A plan for targeted energy support

Published by: Public First Search for original: Link Key Take Aways Persistent Crisis: Britain faces a sustained affordability crisis, with household energy bills over £700 higher than winter 2021 levels, affecting up to 6.1 million households in fuel poverty. Widening Gap: The fuel poverty gap has nearly doubled since 2020, now averaging over £400 in England, reflecting the deepening severity of the crisis. Support Expiry Risk: The current Warm Home Discount (WHD) is due to expire in April 2026, risking… Read more

Insights ¦ Canaries in the Coal Mine? Six Facts about the Recent Employment Effects of Artificial Intelligence

Published by: Stanford University and NBER Search for original: Link Key Take Aways Entry-Level Impact: The proliferation of generative AI is beginning to affect entry-level employment, particularly for workers aged 22–25 in highly AI-exposed occupations. Employment Decline: Early-career workers in the most AI-exposed roles have experienced a 13% employment decline compared to pre-adoption levels, even after accounting for firm-level shocks. Cohort Disparity: While overall employment remains strong, young workers in AI-exposed jobs have seen stagnant employment since late 2022, unlike… Read more

Monthly Regulatory Summary: UK 2025 August

A monthly summary of regulatory developments in the UK. A pdf version and copies of the weekly update can also be found here. Summary Headlines and Activity Summary Headlines and Activity (August 2025) Financial Conduct Authority (FCA): Warned consumers of scammers impersonating car finance companies after receiving nearly 5,000 reports of fake FCA compensation calls in H1 2025. Fraudsters have been falsely claiming people are owed refunds and requesting personal bank details. Motor Finance Redress: Confirmed plans to consult on… Read more

Insights ¦ The Illusion of Thinking: Understanding the Strengths and Limitations of Reasoning Models via the Lens of Problem Complexity

Published by: Apple Search for original: Link Key Take Aways Current frontier Large Reasoning Models (LRMs) exhibit fundamental limitations in developing generalisable reasoning capabilities, especially beyond certain complexity thresholds. Empirical analysis reveals three distinct reasoning regimes: standard LLMs outperform LRMs at low complexity; LRMs gain advantages at medium complexity; both collapse at high complexity. Scaling propensity shows a counterintuitive pattern: reasoning effort (token usage) increases up to a threshold but then declines despite facing more complex problems. Performance collapse occurs… Read more

Insights ¦ State of AI in Business 2025

Published by: MIT NANDA Search for original: Link Key Takeaways The majority of organisations are high adopters of GenAI tools like ChatGPT and Copilot, yet only a small fraction (around 5%) are realising meaningful business impact or transformative change. The core barrier to scaling AI solutions is not model quality or regulation but the organisation’s approach — specifically, its ability to build systems that learn, adapt, and retain context over time. Big firms lead in the number of AI pilots… Read more

Insights ¦ Water Single Social Tariff Report

Published by: Independent Age Search for original: Link Key Take Aways A significant proportion of older adults on low incomes in England and Wales are experiencing water poverty, with current estimates around 750,000 pensioner households, rising potentially to 1 million by 2029/30. There is broad public support (over 70%) in both England and Wales for introducing a single, standardised social tariff for water bills to address regional disparities. Existing social tariffs are inconsistent across water companies, creating a postcode lottery… Read more