DEMSA Column: BNPL regulation / Insolvency Stats / SM&CR / Redress system / Collaborations / Events

In today’s bulletin:

General update
Personal Insolvency Statistics – June 2025
The rise of online debt advice
CP25/23 - Deferred Payment Credit (unregulated Buy Now Pay Later) Consultation
FCA sets faster targets for authorisations
CP25/22: Modernising the redress system + FCA update
Collaborations
Events  

General update
It was good to catch up with Helen Webb and Nigel Bryant on Friday. CAP is featured in the BBC story 'People in debt shouldn't have to suffer alone'.

ONS has announced that UK inflation has jumped higher than economists had expected to 3.6% in the year to June 2025, up from 3.4% in May. We have moved from ‘Awful April’ to ‘Agonising August’. MAT has commented below.
Matt Hartley, Director of Engagement at Money Advice Trust, the charity that runs National Debtline, says:
“Inflation continues to run well above target, and this further rise in food prices in particular is putting a lot of pressure on household budgets. Persistently high prices for utilities, foo...

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