DEMSA Column: ECB response / Credit Unions / Ofgem debt relief / Duty / Cyber / Collaborations / Events

In today’s bulletin:

General update
Ofgem Debt Relief Scheme
Supporting firms with the Consumer Duty
Awaab's Law took effect on 27 October 2025 - Damp & Mold
Debt Buyer, Debt Manager and BPO event at the Lowry on 4/12/2025
It’s time to act – Cyber-security
Collaborations
Events  

General update
The Chancellor will deliver her second Budget to Parliament on 26 November 2025.
Credit scores to include rental payments - Experian
Experian said it was overhauling its scoring system to better reflect "more of the everyday financial behaviours that matter" which included things "like paying rent or reducing overdraft use".
The new system will see the maximum credit score someone can have go from 999 to 1,250, and will also give more guidance on how borrowers can improve their creditworthiness.
Link: https://www.experian.co.uk/business/customer-insights/risk-analysis/rental-exchange/tenant-information
Link: https://www.experian.co.uk/business/customer-insights/risk-analysis/rental-e...

In order to access this content a ROAR Insight: Demsa option is required.

Join or add this to your existing account here.