DEMSA Column: IVA FOI request / Ofwat / PS24-2 / Debt Functional Standard / Online architecture / Collaborations / Events

In today’s bulletin:

General update
Government Debt Function Standard update  
Online Choice Architecture practices can undermine consumer choice and control over personal information
IVA terminations by duration, and by debtor age and gender, England & Wales, 2014 to Q3 2024
PS24/2 - Borrowers in Financial Difficulty - live from 4/11/2024
Setting up 2-Step Verification (2SV)
Ofcom - how the UK’s Online Safety Act will apply to Generative AI and chatbots
Collaborations
Events

General update
The headlines were the interest rate drop to 4.75% on Thursday and Trump winning the US presidential election. There has been much speculation on what will happen in 2025 with Trump in power. How this impacts the UK, we will have to wait and see. Interesting post by Mick McAteer entitled ‘Will we see a regulatory race to the bottom as a result of the new US administration? If so, how will UK and EU civil society respond?’.
Link: https://www.linkedin.com/pulse/we-see-regulatory-race-bottom...

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