Bob Winnington discusses generational differences in credit card use and attitudes. They note that their parents’ generation, unfamiliar with credit cards introduced in 1966, avoided them, unlike the speaker’s generation.
There’s observed resistance among older generations, wary of credit card debt. He also expresses concern about the increasing prevalence of ‘buy now, pay later’ schemes, especially online, where easy access to borrowing for small purchases can lead to significant debt, particularly during sales like Black Friday.
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