KEY THEMES+ ¦ DEMSA Summary

What you need to know this week

Council tax arrears in England have reached £6.6bn, a 10% annual increase, with 25% of National Debtline callers affected.
The FCA has launched a mortgage rule review aimed at improving home ownership and affordability.
The Data Use and Access Act 2025 introduces phased reforms to UK data protection law.
The Lending Standards Board will wind down by 31 October 2025, removing independent oversight for SME lending protections.
New research from TransUnion UK reveals 8m+ consumers using BNPL for purchases under £50.
Individual insolvencies in England & Wales totalled 10,014 in May 2025, with DROs at near-record levels.
FCA consultation CP25/13 proposes changes to complaint reporting, with a response deadline of 24 July 2025.
Citizens Advice highlights average council tax arrears of £1,498—up 32% since 2019.
The Centre for Social Justice’s Vital Signs report identifies deep vulnerability among households in council tax arrears.
HM Treasury published a r...

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