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Podcast Link: Credit Shift
In the latest episode of "Credit Shift," it delves into the evolving landscape of AI in credit and collections. The podcast provides a comprehensive look at how AI and machine learning are reshaping the financial services sector, focusing on credit risk analytics, consumer education, and the challenges of data analysis.
Key Points and Ideas
AI and machine learning are significantly impacting credit and collections, with a focus on large language models, fairness, and transparency.The importance of consumer education in understanding AI benefits and risks in financial services is emphasized.Marlena Cornica discusses the challenges in data analysis and credit risk decisioning due to vast consumer data availability.The podcast addresses the role of consumer data in financial decision-making and the need for ethical data use.Marlena’s team developed machine learning products utilizing open banking...
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