Demsa

DEMSA Column: FCA permissions / CIMS / QA Frameworks / Collaborations / Events

In today’s bulletin: General update QA Frameworks Credit reporting: Interim Working Group (IWG) - May 2025 update FCA update on 'requirements' (e.g. restrictions around debt advice) Debt Buyer, DCA and BPO event on 17 June 2025 at the Treehouse Hotel in Manchester Collaborations Events   Debt Adviser Apprenticeship Scheme General update Average UK monthly private rents increased by 7.4%, to £1,335, in the 12 months to April 2025 (provisional estimate); this annual growth rate is down from 7.7% in the… Read more

DEMSA Column: CCA reform / Complaint CP / BNPL / Personal Insolvency stats / Debt news / Collaborations / Events

In today’s bulletin: General update CP25/13 - Changing complaint data reporting Personal insolvency stats – April 2025 New rules to end BNPL wild-west Consultation on Consumer Credit Act 1974 (CCA) Reform Collaborations Events   Debt Adviser Apprenticeship Scheme General update The Consumer Prices Index (CPI) rose by 3.5% in the 12 months to April 2025, up from 2.6% in the 12 months to March. The rise in inflation to 3.5% is probably not unexpected, but highlights the hand-to-mouth media stories… Read more

DEMSA Column: Financial Lives 2024 / MaPS Consultation / CSA release / VRS report / Collaborations /Events

In today’s bulletin: General update MaPS Standards Consultation Launch FCA Financial Lives 2024 survey outcomes VRS webinar recording from 14/5/2025 CSA – call for reform Collaborations Events   Debt Adviser Apprenticeship Scheme General update Well done to all those involved in lobbying work with the announcement that the Government are going to consult on Council Tax collection. I am going to put this down as a collective and collaborative effort given the number of LinkedIn posts claiming their efforts clinched… Read more

DEMSA Column: Interest rates / IVA Protocol / PS25-3 / Collaborations / Events / Training

In today’s bulletin: General update Debt Buyer, DCA and BPO event on 17 June 2025 at the Treehouse Hotel in Manchester PS25/3 – Consumer Credit Returns – new CCR009 Historic FCA portfolio letters Policy in Practice - Consumer Duty Compliance webinar recording Compulsive spending and gambling harm Water companies must show more consistent ambition over support for vulnerable customers Collaborations Events Debt Adviser Apprenticeship Scheme General update The Bank of England has announced that it has reduced the Bank Rate… Read more

DEMSA Column: Debt Advice news / AI / Cyber / Collaborations / Events / Debt Adviser Apprenticeship

In today’s bulletin: General update Featured event - AI and Debt for Vulnerable Customers – 7 May 2025 Equifax Financial Health Report 2025 Collaborations Events Debt Adviser Apprenticeship Scheme General update The news is dominated by the local election results. In other news, Square 4 Partners, a consultancy and interim solutions provider specialising in governance, risk, and compliance, has announced the appointment of Roma Pearson as Senior Advisory Director within its Consultancy Division. Roma Pearson previously served as Director of… Read more

DEMSA Column: Insolvency stats / FCA news / Collaborations / Events / Debt adviser apprenticeship

In today’s bulletin: General update Personal insolvency stats – March 2025 Scottish Statutory Debt Solutions Statistics January to March 2025 (2024-25 Quarter 4) Collaborations Events Debt Adviser Apprenticeship Scheme General update Annual energy bills are predicted to fall by £166 in July 2025. KPMG Economic Outlook An uncertain trading environment and a rising tax burden pose downside risks to UK economic growth this year. While healthy household saving buffers and strong public spending should support economic performance in 2025, the… Read more