KEY THEMES+ ¦ DEMSA Summary
What you need to know this week
MaPS SFS governance: implementation remains on track for the first Monday in April 2026, signalling operational change for how Standard Financial Statement inputs may be applied across advice and collections.Government debt strategy: cross-sector work continues into 2026, with implications for public-sector recovery approaches and private-sector collaboration.Bank of England decision: Bank Rate reduced to 3.75% on 18/12/2025 following a 5–4 MPC vote, affecting affordability dynamics, arrears risk, and collections segmentation.Labour market softening: unemployment rose… Read more
