Demsa

DEMSA Column: News / Vulnerability / Spending Review / MaPS Standards / Collaborations / Events

In today’s bulletin: General update IVA Protocol update and IPA 2024 IVA Volume Provider report FCA review of Motor Finance Commissions Debt Buyer, DCA and BPO event on 17 June 2025 at the Treehouse Hotel in Manchester Collaborations Events   Debt Adviser Apprenticeship Scheme General update Apparently, Tesla shares have tumbled as the Trump-Musk feud erupted. Shares in the electric car company dropped 14% at one point, wiping out roughly $150 billion in market value in one of the worst… Read more

DEMSA Column: FCA updates / ICO updates / AI / Operational Resilience / Debt matters / Collaborations / Events

In today’s bulletin: General update IVA Protocol update and IPA 2024 IVA Volume Provider report FCA review of Motor Finance Commissions Debt Buyer, DCA and BPO event on 17 June 2025 at the Treehouse Hotel in Manchester Collaborations Events   Debt Adviser Apprenticeship Scheme General update Apparently, Tesla shares have tumbled as the Trump-Musk feud erupted. Shares in the electric car company dropped 14% at one point, wiping out roughly $150 billion in market value in one of the worst… Read more

DEMSA Column: FCA permissions / CIMS / QA Frameworks / Collaborations / Events

In today’s bulletin: General update QA Frameworks Credit reporting: Interim Working Group (IWG) - May 2025 update FCA update on 'requirements' (e.g. restrictions around debt advice) Debt Buyer, DCA and BPO event on 17 June 2025 at the Treehouse Hotel in Manchester Collaborations Events   Debt Adviser Apprenticeship Scheme General update Average UK monthly private rents increased by 7.4%, to £1,335, in the 12 months to April 2025 (provisional estimate); this annual growth rate is down from 7.7% in the… Read more

DEMSA Column: CCA reform / Complaint CP / BNPL / Personal Insolvency stats / Debt news / Collaborations / Events

In today’s bulletin: General update CP25/13 - Changing complaint data reporting Personal insolvency stats – April 2025 New rules to end BNPL wild-west Consultation on Consumer Credit Act 1974 (CCA) Reform Collaborations Events   Debt Adviser Apprenticeship Scheme General update The Consumer Prices Index (CPI) rose by 3.5% in the 12 months to April 2025, up from 2.6% in the 12 months to March. The rise in inflation to 3.5% is probably not unexpected, but highlights the hand-to-mouth media stories… Read more

DEMSA Column: Financial Lives 2024 / MaPS Consultation / CSA release / VRS report / Collaborations /Events

In today’s bulletin: General update MaPS Standards Consultation Launch FCA Financial Lives 2024 survey outcomes VRS webinar recording from 14/5/2025 CSA – call for reform Collaborations Events   Debt Adviser Apprenticeship Scheme General update Well done to all those involved in lobbying work with the announcement that the Government are going to consult on Council Tax collection. I am going to put this down as a collective and collaborative effort given the number of LinkedIn posts claiming their efforts clinched… Read more

DEMSA Column: Interest rates / IVA Protocol / PS25-3 / Collaborations / Events / Training

In today’s bulletin: General update Debt Buyer, DCA and BPO event on 17 June 2025 at the Treehouse Hotel in Manchester PS25/3 – Consumer Credit Returns – new CCR009 Historic FCA portfolio letters Policy in Practice - Consumer Duty Compliance webinar recording Compulsive spending and gambling harm Water companies must show more consistent ambition over support for vulnerable customers Collaborations Events Debt Adviser Apprenticeship Scheme General update The Bank of England has announced that it has reduced the Bank Rate… Read more