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A monthly summary of regulatory developments in the UK. A pdf version and copies of the weekly update can also be found here. Summary Headlines and Activity Financial Conduct Authority (FCA) AI supervision: AI-focused regulatory engagement expanded, including a long-term review into AI and retail financial services and activity under a “Supercharged Sandbox” format, signalling sustained supervisory attention on AI design choices, governance and consumer outcomes in retail propositions. AI live testing: Applications opened for the next round of AI… Read more

A monthly summary of regulatory developments in the UK. A pdf version and copies of the weekly update can also be found here. Summary Headlines and Activity Financial Conduct Authority (FCA) Non-Financial Misconduct Guidance: Finalised changes to the Code of Conduct (COCON) to clarify that serious non-financial misconduct (e.g. bullying or harassment) by financial staff can breach FCA conduct rules. This move signals the FCA’s commitment to culture and accountability standards even beyond technical compliance. Motor Finance Complaints Deadline: Brought… Read more

A monthly summary of regulatory developments in the UK. A pdf version and copies of the weekly update can also be found here. Summary Headlines and Activity A roundup of key regulatory announcements, consultations, enforcement actions, and industry updates from UK regulators and trade bodies for November 2025. Financial Conduct Authority (FCA) Expanded the Pre-Application Support Service (PASS) to a wider range of sectors, and prepared to roll out improved digital application and notification forms from December 2025 (Form B,… Read more

A monthly summary of regulatory developments in the UK. A pdf version and copies of the weekly update can also be found here. 1. Summary Headlines and Activity A roundup of key regulatory announcements, consultations, enforcement actions, and industry updates from UK regulators and trade bodies for October 2025. Financial Conduct Authority (FCA) Motor Finance Claims Crackdown: The FCA (with the Solicitors Regulation Authority, Information Commissioner’s Office, and Advertising Standards Authority) launched a joint crackdown on misleading motor finance claims… Read more

A monthly summary of regulatory developments in the UK. A pdf version and copies of the weekly update can also be found here. Summary Headlines and Activity Financial Conduct Authority (FCA): Motor Finance Redress Campaign: Launched a £1 million consumer awareness campaign around a proposed motor finance compensation scheme, urging customers not to use claims management companies for redress. New research found 79% of affected motor finance customers know they may be owed compensation and 61% are aware of a… Read more

A monthly summary of regulatory developments in the UK. A pdf version and copies of the weekly update can also be found here. Summary Headlines and Activity Summary Headlines and Activity (August 2025) Financial Conduct Authority (FCA): Warned consumers of scammers impersonating car finance companies after receiving nearly 5,000 reports of fake FCA compensation calls in H1 2025. Fraudsters have been falsely claiming people are owed refunds and requesting personal bank details. Motor Finance Redress: Confirmed plans to consult on… Read more