Insight and Research

PRA Paper and policy statement Summary The consultation paper “CP17/18: Credit risk: the definition of default” from July 2018, outlines… Read More »INSIGHTS ¦ Credit risk: the definition of default

This is the orginal consultation paper from the FCA which evolved into PS24/2 Summary The Financial Conduct Authority (FCA) has… Read More »INSIGHTS ¦ Strengthening Protections for Borrowers in Financial Difficulty: Consumer Credit and Mortgages

Summary The Credit Information Market Study Final Report, released in December 2023, explores the current state of the credit information… Read More »INSIGHTS ¦ Credit Information Market Study

Summary The Debt Fairness Charter, updated in March 2024, aims to establish a balanced approach towards managing personal debts owed… Read More »INSIGHTS ¦ Debt Fairness Charter

Summary The British Library experienced a significant cyber-attack in October 2023, prompting an in-depth review and the implementation of a… Read More »INSIGHTS ¦ Learning Lessons from the Cyber Attack – British Library

Summary The report from Christians Against Poverty (CAP) and the Centre for Research in Social Policy (CRSP) at Loughborough University… Read More »INSIGHTS ¦ Pushed Under Pushed Out

Summary The Financial Vulnerability Index (FVI) report for Q4 2023 presents an in-depth analysis of financial vulnerability across the UK,… Read More »INSIGHTS ¦ Financial Vulnerability Index – Update

Summary The Illegal Money Lending Team (IMLT) in England update provided an extensive overview of the pernicious effects of loan… Read More »INSIGHTS ¦ Illegal Money Lending team update

Summary The Money Advice Trust’s 2023 Outcomes Report highlights the organisation’s crucial role in aiding individuals and small businesses in… Read More »INSIGHTS ¦ Money Advice Trust Outcome Report

Summary The 2023 UK Cybersecurity Landscape report reveals that cyberattacks are the third most serious challenge for UK organisations, trailing… Read More »INSIGHTS ¦ UK Cyber Security Landscape